What is Loan Payment Schedule?

In our previous blog, we had discussed about how the loan facility has made our life and work much easier. We also discussed about the important concept of EMI that is being associated with the loans that many of us can opt while buying a property, or any other important purposes. So, in this blog we will discuss about what loan payment schedule really means.

Want to know how to monitor the interest, and principal amount that you are paying for the loan you have opted for? Need further information about your loan EMI payment of the specific month? Well, let us know all these right after exploring the section of Loan Payment Schedule.

What is the significance of Loan Payment Schedule?

This term also known as amortization schedule, a tabular presentation of the loan you have opted for, with the EMI payment you need to pay for the loan. With this table you can draw information regarding interest, and principal portion of your particular EMI payment. It helps the lender/investor to audit how the loan payment is being made, studying in details as to how much of loan is left or how the loan is being paid. The table also displays data related to the time period of the loan payment, EMI, outstanding/remaining loan, interest and principal payment. This tabular presentation proves to be very useful in case you want to foreclose the loan, or just wish to refinance the loan.

If you have applied for a loan and have been paying EMI from the past several months, and you need to know how much you have already paid as an interest and principal amount, then you must check the loan payment schedule today! Stay connected for upcoming blogs.

Read More : -

• WHY EMI FOR LOANS?
• WHAT IS LEASEHOLD PROPERTY?
• FORMS OF OWNERSHIP OF A PROPERTY

WHY EMI FOR LOANS?

Have you opted for a home loan and  EMI scheme recently?

Buying a home is lifetime event for most of people, and bank loan is the only possible way for the required finance. Most of the potential buyers not being able to gather the amount required in cash for the property purchase. And, in a situation like this, we would but obviously opt for a bank finance a.k.a loan. Loans have been playing a significant role in each of our lives, and a great help achieving our material goals without a single doubt. Buying a new car, expenditure on education of our children, going for a leisure holiday to foreign destinations, easy loan options have made them easier for us in the present day-and-age without much difficulties. In fact, getting a financial support is like a phone call away!

In this blog we will be discussing about the important fundamentals of Equated Monthly Installments i.e. EMI for any type of Loan. So, lets get started.

What is EMI and how does it help you with the loan repayment?

When you discuss about loans, you often associate it with EMI, which is the fixed monthly payments that you make to the lender of the loan that you have opted from. EMI is a compilation of the amount, that is to be paid towards both, the principal and the interest applied to the loan amount. However, the EMI mainly comprises of the interest component, which forms the major portion of the EMI payment during the initial stages. In due course of time, as we proceed towards the loan tenure, the majority portion of the loan amount shifts from the interest repayment to the principal repayment.

We shall discuss about the Loan Payment Schedule in our upcoming blog. Meanwhile, please let us know in case if you have any questions regarding the EMI payment or further details. We will be more than glad to assist you with the required information. Till then, be safe in all your financial transactions, and always make it a best practice to save for the rainy days.

Read More:-

1) WHAT IS LEASEHOLD PROPERTY?

2) FORMS OF OWNERSHIP OF A PROPERTY

3) KNOW THE FACTS BEFORE BUYING A PROPERTY IN PUNE

Kumar Properties stands out amongst other popular builders in Pune

Actual Site Image

The city of Pune in Maharashtra is known for food, culture, history and educational institutes. Apart from these Pune has also been known for various manufacturing units and automobile assembling plants. The city has also grown as the latest IT hub in the country, thereby attracting youth and professionals alike from the country to relocate in this city. The Kumar Properties is among the top names that would find while searching for renowned builders in Pune. When it comes to developers, Kumar Properties has stood out among top developers in Pune. Kumar Properties has earned the symbol of trust and integrity owing to its superior quality work, personalized services to customers and timely completion of projects.

Some of the popular builders in Pune region are – Marvel realtors, Kolte patil, Goel Ganga group, DSK and Kumar Properties. Investors looking for investing in properties within the city can opt for interesting projects by numerous renowned developers in Pune. Investment is likely to generate good profit as the Pune city attracts students as well as migrants from South East Asia, Africa, Middle East and our very own India. The magnificent and splendid forts from the Maratha Empire are like a jewel in the crown of this city. Apart from traditional Marathi culture in the region, the city has also earned a distinctive identity in terms of arts and craft, education and theatre.

Apart from Pune, Kumar Properties is also present in major cities like Mumbai and Bengaluru.  

Specious Club House

Kumar Prithvi project by Kumar Properties is located near Market Yard locality, off the Mumbai-Bengaluru highway. Unlike other builders in Pune, this project offers some of the best 3BHK flats in the city. Apart from this, the Kumar Primavera project from Kumar properties developers in Pune offers spacious 2BHK in the city.

Secure your Money Today by Investing in Phursungi and Handewadi

The growth in Pune’s real estate is certainly due to the IT professionals. Combined with rich social infrastructure, developers in Pune have witnessed robust infrastructure development. Hadapsar-Handewadi Road and Phursungi, are the most popular and upcoming residential destinations. Affordable housing along with close proximity to established localities such as Magarpatta, SP Infocity, Camp etc, 24 hours water supply and easy connectivity to entertainment zone, shopping malls, renowned hospitals and education institutions are some of the reasons why these locations has become so popular.

The Central Business Districts of Pune is only at 30 minutes drive away. Hadapsar is just 4 kms away from here. While Magarpatta city is located just 10 mins away from Pebble Park and SP Infocity is hardly 5 mins from Park Infinia. Also, where the places like NIBM Road, Camp, and Hadapsar-Katraj bypass takes 10 – 15 mins to reach, Pune railway station is just 20 minutes drive from here. Therefore, this proves that people have an easy access to the social infrastructure. Along with ultra modern amenities and premium specifications offered at Park Infinia and Pebble Park, these residential projects enhance the beauty of the homes adding comfort and happiness to one’s life.

Park Infinia

 Those who work in the IT and commercial set ups at Magarpatta and SP infocity prefer to live at these surrounding locations. Earlier in Grampanchayat, the area has recently made its move in Pune Corporation. With the reasonable flat prices in this part of town as compared to other localities of Pune, the area comprises of 1 BHK, 2 BHK and 3 BHK’s. While the area in sqfts for 1 BHK ranges from 500 to 700 sq. fts, 2 BHK and 3 BHK flat areas ranges between 900 sq. ft. to 1100 sq. ft. and 1000 to 1400 sq. fts. respectively. The present buying rate in this part of town is Rs 3,600/- to 4,500/- per sq ft. If rented out, 1 BHK gives Rs 8000/-, 2 BHK gives 10,000/- to 12,000/- and 3 BHK pays around 15000/-. 2 BHK flats in Pune are the most supplied and demanded at these locations.

Kumar Pebble Park

Operational since 48 years, Kumar Properties – the most reputed real estate developer in Pune offers one with the best of living experience at their premium residential projects. Park Infinia Phase III (new launch) at Phursungi and Pebble Park at Handewadi-Hadapsar offers spacious and smartly designed 2 BHK flats in Pune along with the luxurious amenities.

All in all, these residences are the unique blend of comfort, convenience, energy, safety and security. So, get more details on www.kumarworld.com and plan a trip to these premium localities today!

Wadgaon Sheri- The Next Koregaon Park of Pune?

Wadgaon Sheri, which was a industrial hub for a long time, has seen massive development in the residential segment – flats in Pune in recent times. After remaining a Panchayat for many years, Wadgaon Sheri was brought within the PMC limits which has led down the foundation of  development of infrastructure and facilities.

Located on Pune – Nagar Road & in vicinity of premium neighborhood of Viman Nagar and Kalyani Nagar, Wadgaon Sheri is rapidly growing as a real estate destination. The area is ideally surrounded by major malls like Inorbit, Phoenix Market City, IT Parks like EON IT Park, Gigaspace and Magarpatta city. A 10 minute drive from Pune Airport and 20 minutes from Pune Railway Station, the area is becoming the most convenient and preferred destination. Looking at all the better prospects in terms of commercial and residential, of the total existing supply of flats in Pune, real estate developers in Pune have cashed in on a rising demand for resale and ready to move flats in this part of town. Therefore strong demand for rental apartments in future is also being preempted.

Kumar Primavera in Wadagaon Sheri– Luxury and Comfort of Living

With an easy access to all the routine necessities, along with luxury living, Kumar Primavera is one of the most popular properties in Wadgaon Sheri. It offers premium 2 & 3 BHK apartments. These elegantly designed apartments are a creation by Kumar Properties, one of the trusted real estate developers in Pune. Kumar Primavera offers up market suburban lifestyle along with the basic amenities like gymnasium, clubhouse, swimming pool, lush green garden and the market along with the entertainment hang outs nearby. These flats in Pune are a wonderful property to live in with a great location in the lap of nature.

Things to Consider while choosing from a Myriad of Developers in Pune

So you have decided to buy a property in Pune. A zillion things are buzzing through your mind. One of the most important issues would be of picking one from those developers in Pune, isn’t it? Let us sail you through this decision with a few useful tips!

1. 'Home' Work

Doing your 'home' work refers to selecting the kind of property you are looking for. Whether it is a villa, townhouse, a 3 BHK in Pune or a penthouse, etc.  This is important because every developer has a specialty or a niche, they are most known for.

2.  The List

Short listing developers in Pune according to your preference and their reputation will be a good idea to follow point number one! Think of aspects like experience of that developer, opinions by others, the kind of properties a specific developer specializes in, etc. For instance a developer you have shortlisted may be great with duplexes and luxury homes, but does not offer a lot of choice when it comes to 2 or 3 BHK apartments.

3. Get in touch

After shortlisting preferred developers in Pune, it is time to step out. Visiting the projects by these developers is next. This will give an idea of how actually the project looks like and what is the quality of the work. Speaking with the sales guys will give you an idea as to how does the builder fare in customer relations and service. In case you do not feel comfortable and assured of a transparency in dealings, it is advisable to avoid any dealing.

Many more things are unveiled once this process begins! Meanwhile, if you are looking for a 3 BHK in Pune, Princetown Royal by Kumar Properties is one of the fantastic projects you can check out! A project by one of the most renowned and respected developers in Pune, this project comes with a range of lifestyle amenities to compliment the luxurious 3 BHK in Pune offered here! Located on NIBM Road, Princetown Royal also benefits from a great location. Suffice to say here that a good developer like Kumar Properties always leads to a good home! 

Luxurious Apartments in Pune – Princetown Royal Sets the Standard

Pune Flats – Painting a Rosy Picture in All Segments

After what seemed like a dull period, Pune flats are back to their winning ways and real estate in Pune is looking up again. The General Lok Sabha elections and the anticipated wait for a new government which would lead to a positive change in India’s economy is one of the reasons. What is interesting here is to see the segments in which the real estate in the city has experienced an upsurge.

Crème de La Crème

Luxury housing in Pune dons an entirely new dimension when it comes to amenities and conveniences.  Sky is the limit when it comes to the luxury features offered by the developers in such projects. Interestingly, there has been a steady rise in the demand of this segment of residences in Pune. These residences are nothing less than 3000 sq. ft and such projects are mostly seen in Camp, Prabhat Road, Koregaon Park, Kalyani Nagar, etc. A lot of renowned developers are launching or developing ultra luxurious projects in Pune.

Homes that Suit your Pocket

Properties in Pune which can be categorized in the affordable housing have risen in demand. They include compact 1 and 2 BHK units price-tagged between Rs. 10–22 lakh. These projects are mostly seen in areas like – Moshi in PCMC, Pirangut, Chakan, etc.

The Most Sought after Segment  

With maximum number of prospective home buyers working in the IT and manufacturing industry, multi story projects with 2 & 3 BHK residences are in demand. Huge development can be witnessed happening at a frantic pace in areas like Kharadi, Wagholi, Pimpale Nilakh, Wakad, Wadgaon Sheri & others. Pune real estate here is mainly driven by presence of quality infrastructure. These areas are all set to take the city by storm, with demand rising for new real estate projects in Pune. This is where Kumar Primavera offering premium 2 BHK Pune flats makes a mark. Kumar Properties, a renowned brand is behind this project. Every aspect of this project– aesthetics, design, lifestyle amenities, location and interiors exudes class. These Pune flats are sure to end your search for that perfect abode! 

Pune Real Estate - Rewinding to 2013 and Fast Forward into 2014

Last year, experts refrained from making tall claims about the growth of Pune real estate. But one can safely say that 2013 was a very interesting phase for it. The future seems to be optimistic for the industry. That is because Pune’s real estate has been driven by multiple factors.

Flashback 2013 & Beyond

There has been a lot of talk about real estate in the city having maintained its growth, but with caution. Pune real estate witnessed even better appreciation than Mumbai making it very attractive. In the last three years, approximately 250 to 300 projects have been launched every 6 months, as per a survey by a renowned real estate portal. Likewise, number of households in Pune has increased by 44.75 per cent - from 9,20,536 in 2001 to 13,32,493 in 2013, as per 2011 Census. 

The Way Ahead 

Fringe areas like Kharadi, Wagholi, Mundhwa, Undri, etc are coming up very well. These areas are going to experience increase in housing supply and demand, as the property rates here are yet to reach a pinnacle. Marketyard Annexe is one such area which has a lot of potential. Kumar Properties, recognizing this potential has come up with a landmark project here – Kumar Prithvi. It is an ensemble of stylish and contemporary 2 &3 BHK apartments. With a superb central location and an array of ready lifestyle amenities, this project is a perfect example of modern residential establishment.

Further, neighbourhoods with limited land availability will witness price rise till stocks are saturated. That will assure growth for luxury real estate. A 10-12 % increase in price in year 2014 is being expected. But, some of the experts opine that depending too much on the IT sector for real estate growth is not healthy in the long run.

Long story short, things are going to be pretty decent Pune real estate in the future! 

Park Infinia….A Park you will call home

IT sector has created a boom in real estate segment in Pune. Real estate developers in Pune have made maximum benefit of this opportunity and have come up with innovative residential as well as commercial schemes. Developers in Pune have developed the southeast region of Pune, like Phursungi, Kondhwa, NIBM Road and Undri, now they have become the most preferred residential zone. Developers have been witnessing tremendous demand for 2 & 3 BHK residential properties at Phursungi.

Kumar Properties, a well-known real estate developer in Pune, has launched one of the flagship projects – Park Infinia, 2 & 3 BHK budget apartments at Phursungi (off Pune-Solapur Highway). Situated close to the SP Infocity (IT SEZ) – the IT hub that’s home to many tier-one software companies. The major benefit being its close proximity to Pune’s fast growing areas like Hadapsar, Mundhwa, Kharadi, Wanowrie and Undri. This project focuses on bringing the best of living experience within your means.

Nature being the main focal point, the apartments are placed amidst magnificent landscapes and beautiful gardens will be out-and-out oxygen tanks for the residents. It is stretched across lush green 41 acres of land with full greenery and a touch of being close to nature that renders adjectives like unique, exclusive, premium meaningless. It provides spacious houses and has over 1018 houses with 19 towers. It brings the romance of Venice, the peace of Zen gardens, the plush style of Beverly Hills…all within your reach.

Developers at Park Infinia have fully enhanced the 2 & 3 BHK apartments with modern amenities and have got all the basic features which send an individual to the dreamland with all the comforts. Various modern amenities are provided like tennis courts, badminton, snooker etc. Park Infinia provides features which makes one feel very close to nature; it has landscaped gardens, maza gardens, which maintains the greenery of the site. Fountains are there which make it look attractive and beautiful. Eco friendly features like sewage treatment, water purification etc, lifts are there for convenience and much more.

On offer are value addition services like fire-fighting systems for every apartment, superior internal OBD wall finish, superior washable cement paint for external walls, automatic passenger elevators and wide stairways are the exclusive specification provided for the apartments at Park Infinia.

The 2 & 3 BHK apartments at Park Infinia by developers at Kumar Properties will surely help those living in city’s concrete jungles to rediscover the flutter of butterfly, the stark pink of rose and live in the bounty of Nature.

Come and enjoy a healthy and peaceful life amidst the Mother Nature at Park Infinia…

Visit - Park Infinia - Apartments Phursungi by Kumar Properties

Princetown Royal: An excellent apartment scheme for an experience of royal sense of living

Real estate in Pune has surfaced as one of the most demanding investment area for local as well as foreigners. IT segment remained instrumental in creating a boom in real estate sector in Pune. In last few years, many software companies have been established in Pune and since then the real estate sector has created thunders all over Pune.


In the southeast region of Pune, areas like Kondhwa, NIBM Road and Undri has become the most preferred residential zone. As a fast developing area, Undri has been attracting new generation. No wonder, once a typical village, Undri has been changing its face to be very attractive and loveable to live. Real estate segment has been witnessing tremendous demand for residential and commercial properties at Undri. The home brings culture to its surroundings. Therefore, we have to believe that Undri has been hosting Cosmo-culture for its next gen residents who reside in ultramodern apartments and planned township.


Well…while talking about youths and their dreams; we must understand their views and vision about their homes. Every family member seeks advanced amenities, superior design and off-course the spaces while living in home. Hence, it was the call of time to have such residential apartment scheme in Undri where these expectations meet credibility. Kumar Properties, one of the biggest players in premium properties segment, has now come up with an exclusive solution that redefines the concept of life style homes.


Kumar Properties, known for its innovative and premium projects, has launched its remarkable luxurious residential scheme – Princetown Royal in Undri near NIBM road. Princetown Royal anchors its philosophy on making royalty achievable to everyone. Packed with number of ultra modern amenities the 3 BHK apartment project has brought lucrative residential alternative for potential homebuyers.


Princetown Royal is spread over a linear 8-acre landscape spine especially for people who do not want to compromise on luxury and comfort. The luxurious 3 BHK apartments are spacious with an area of around 1700 sq ft. Entire apartment is air-conditioned using pre-installed SPLIT AC for living/dining and bedrooms. Safety and security of the apartments has been taken care using smart technology with the provisions of video door phones, digital lock for main door and intercom facility. The main entrance lobby located at ground floor has access control entry with CCTV cameras.


Come and experience the royal style of living at Princetown Royal @ Undri. You will be delighted to know that it matches your all expectations in terms of space, architecture, amenities and cost.


Visit - Princetown Royal - Apartments in Undri by Kumar Properties